Need an appraisal in Tempe or Maricopa County?
The top reasons AZ homeowners need Tri-City Appraisers:
Do you own a house in or near Tempe? Do you need help determining the price of your real estate?
We at Tri-City Appraisers understand the special needs of a customer seeking appraisal services. Our usual business clients are used to the appraisal process and the customary reporting formats. But as a consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.
For-Sale-By-Owner (FSBO) / Pre-Listing Services
It's very hard to be objective about your own home because you most likely have an emotional attachment to it. The professional appraisers at Tri-City Appraisers will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just you saying how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value opinion than yours.
Appraisals to remove PMI
An attractive way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI eliminated from your loan. Tri-City Appraisers is experienced in helping homeowners just like you dismiss undesirable PMI insurance.
Challenge property tax assessments
If you live in a local area that is declining or is not appreciating as much as other houses close by, your local tax assessor may have your home overvalued. That only means you're most likely paying more taxes than you should. The faster you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an expert appraisal from Tri-City Appraisers is your strongest weapon.
Recently got a freeze your HELOC?
If your property is near a declining area, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow viewpoint, and damaging to your credit score since it may appear as though that credit line is maxed out. An appraisal from Tri-City Appraisers can help you reinstate your HELOC.
We Also Provide Field and Desktop Appraisal Review Services
Would you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you need an expert to double-check your appraisal for precision? In a field review we'll go out and check the subject and comparables. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Tri-City Appraisers can help with that too. Even though this is usually requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.